Elvis Stojko

But a lot of my training can be done in Aston - a lot of the hard work, so to speak. But a new atmosphere, a new place, and it's good for me because I didn't want to get stuck in one spot, so coming home is good, back and forth, you know, where my roots are.

For a boy of ten, used to the coal bings and rust-coloured burns of Cowdenbeath, the fields and woodland of Kingswood, with its overgrown but stately avenue of copper-barked sequoias, felt like a local version of paradise.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.