Edward Brooke

The polarization of Congress; the decline of civility; and the rise of attack politics in the 1980s, the 1990s, and the early years of the new century are a blot on our political system and a disservice to the American people.

Having a Congress with a more diverse educational and professional background would serve the country well. And given the budget challenges facing America today, we might benefit from a few more cold, calculating problem solvers, and fewer courtroom impresarios.

It is no wonder that bank capital is regulated. When borrowing and lending is profitable, it is tempting for banks to scale up their operations and to borrow and lend too much in relation to their capital, in effect reducing the effectiveness of the potential capital cushion.