Dylan Lauren

I am a picky eater. By that I mean, I love to pick the raisins out of oatmeal raisin cookies, the chips out of chocolate chip cookies, the white side off of black and white cookies, and the vanilla center out of Oreos.

If we live a self-directed, self-motivated, self-centered life, always needing to get our own way, then we're going to be miserable. In fact, many times we believe it's our problems that are making us unhappy when, in reality, it's because we're focused on ourselves!

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.