Daryn Kagan

One of my favorite workouts to do with my girlfriends is yoga. We are equally impatient with our yoga. We are those people who are sweating in the back, and we'll be in downward dog giggling and looking at each other. And I know what we're all thinking: What are we going to order for dinner afterward?

If we live a self-directed, self-motivated, self-centered life, always needing to get our own way, then we're going to be miserable. In fact, many times we believe it's our problems that are making us unhappy when, in reality, it's because we're focused on ourselves!

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.