Damien Hirst

I've been asked to do a retrospective since I was about 28 and I always thought that was a bit odd. It's great to look forward as an artist because in the future the possibilities are infinite; you look back and it's all fixed so it's a scary thing.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.