Dale Carnegie

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.

I had one of the most outdoorsy childhoods you could imagine. I basically lived in the woods until I was 13. My dad and I built a huge treehouse in our backyard in Chesterfield, about 30 feet in the air. And we'd vacation on an island in Michigan, where I hunted a deer that we ate.