Blake Lively

You can learn a lot from criticism if you can take what's constructive out of it. If you read a review that starts with, 'This person is an idiot; who do they think they are?', you're not going to learn anything from that.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.