Bill Owens

I own a shameless number of ethnic necklaces acquired at local markets in developing countries or inherited from my grandmother. These have seen me through meetings in Davos and visits to refugee camps.

On the other end of the spectrum, these women who do live long enough to collect Social Security face the challenge of being disproportionately dependent on the Social Security system for retirement income.

For a photographer, sharks are a stirring subject, possessing a perfect blend of grace and power. They have been sculpted by evolution and are ideally suited for whichever ecosystem they inhabit, from coral reefs to the open ocean.