Andy Hertzfeld

Working long hours being single helps because your time is yours. Once you have a family your time isn't all yours anymore. Most of the Mac team, we were in our mid-20's, most of us were single, and we were able to essentially devote our lives to it.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.

I always look forward to going for a walk in Rushcutters Bay Park, right down to the bottom where you can look in the clear water of the harbour. I use that time to clear my head and really focus my thoughts.