Allan Ray

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.

You can't sit on a lead and run a few plays into the line and just kill the clock. You've got to throw the ball over the damn plate and five the other man his chance. That's why baseball is the greatest game of them all.