Alex Berenson

Insider trading is hard to prove. To be convicted, a person must have bought or sold a stock based on material information that is both unknown to the general public and likely to have had an important effect on a company's stock price.

We are very much engaged across the government, very much engaged in streamlining and simplifying our activities with borrowers and lenders, because that saves time and saves costs and we believe we can do that while maintaining the same or increased levels of oversight and risk management.

At one point, I didn't get out of bed for, I think, three months, and I went down to the bottom of the hill one day and I had to call somebody to get me to come back up - come pick me up because I couldn't physically walk up the hill.