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Fannie Mae has traditionally only bought and sold mortgages. But when a loan held by the company goes into foreclosure, Fannie Mae gains ownership of the underlying property until it is resold to new investors.

Fannie Mae is owned by shareholders but operates under a federal charter that exempts it from paying state or local taxes. As a result, many professional investors think the government would repay the debt that Fannie Mae had issued if the company could not, although Fannie Mae explicitly says that its bonds do not carry a federal guarantee.

Fans are always asking me where I get my ideas from. The answer is that I'm very curious, and I get inspiration from everywhere. I read the newspapers voraciously, so I know what's going on in real crime. I pay attention to the strange stories people tell me, and I also read a lot of scientific and forensic journals.