Mike Rowe

My mother's dad dropped out of the eighth grade to work. He had to. By the time he was 30, he was a master electrician, plumber, carpenter, mason, mechanic. That guy was, to me, a magician. Anything that was broken, he could fix. Anybody anywhere in our community knew that if there was a problem, Carl was there to fix it.

Set your sights high, the higher the better. Expect the most wonderful things to happen, not in the future but right now. Realize that nothing is too good. Allow absolutely nothing to hamper you or hold you up in any way.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.